In 2025, the conversation around insurance is trending worldwide, especially as people seek not just financial growth but true freedom from life-related risks. Insurance is no longer simply an industry buzzword — it’s evolving rapidly, changing the way we protect ourselves, our families, and our assets. Why Insurance Is More Relevant Than Ever A single episode of critical illness can require expenditure ranging from ₹10–25 lakh, with nearly 48% of healthcare costs in India still paid out of pocket. This immense financial pressure has brought the need for comprehensive insurance coverage into sharp focus. The global insurance sector is witnessing major transformations: Rising Premiums: Non-life premiums grew by 3.9% year-over-year in 2023 globally, as insurers raised rates to cover increasing claims. Technology-Fueled Innovations: Artificial intelligence, embedded insurance, and data-driven underwriting are giving rise to customer-centric products that are more accessible an...
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